Our mums think we’re great so that’s got a count for something hasn’t it?

luckily our clients do as well!

We’re rated 5 stars by our customers

Charlie was absolutely great and went above and beyond to help us secure our first mortgage. Charlie made the process of applying for a mortgage very clear and easy. Highly recommend Charlie’s services.
Sarah F
We have been really happy with the service provided by our mortgage broker Charlie. Being first time buyers and not having a clue about mortgages, Charlie was warm, approachable and explained the whole process clearly. We encountered a few hurdles with the buying process, which Charlie went above and beyond to support us with. Having someone so responsive to our needs was really reassuring.
Donna S
Charlie has supported me through the process of buying my first property and I couldn’t have done it without him! There’s no stupid questions with Charlie, he is happy to answer anything and everything. He took the time to make sure I understood all of the steps and what was happening. I really appreciate all the time Charlie has spent helping me out, I feel very confident going into completion day 🙂 he got me the best offer for my mortgage, and made sure I understood all the pieces involved. I definitely will be going back to Charlie when my mortgage and policies need reviewing. Thank you so much!!
Lauren P
I had a really terrific experience with Charlie who helped me from start to finish with my mortgage. I didn’t really know what I was doing and he guided me through the process thoughtfully and professionally. Nothing was too much trouble, and I really appreciated him being highly contactable throughout. This was a really premium service - really glad I went for it.
Patrick B
I was recommended Charlie through a friend and from the first conversation with Charlie, I knew I was speaking with the best person to help me with getting a new mortgage. Charlie made the whole process smooth from start to finish. Any questions I had were answered and he made sure I got the best result for what I was looking for. Service has been 10/10 throughout and I’m very thankful for how stress free everything was. Thank you very much! 5* and very highly recommend!!!
Lucy W
I was recommended Charlie through a friend and from the first conversation with Charlie, I knew I was speaking with the best person to help me with getting a new mortgage. Charlie made the whole process smooth from start to finish. Any questions I had were answered and he made sure I got the best result for what I was looking for. Service has been 10/10 throughout and I’m very thankful for how stress free everything was. Thank you very much! 5* and very highly recommend!!!
Lucy W
Charlie made the process of applying for a mortgage very clear and easy. Highly recommend Charlie’s services.
Sarah F
Being first time buyers and not having a clue about mortgages, Charlie was warm, approachable and explained the whole process clearly.
Donna S
Charlie has supported me through the process of buying my first property and I couldn’t have done it without him! There’s no stupid questions with Charlie, he is happy to answer anything and everything.
Lauren P
I had a really terrific experience with Charlie who helped me from start to finish with my mortgage.
Patrick B
I was recommended Charlie through a friend and from the first conversation with Charlie, I knew I was speaking with the best person to help me with getting a new mortgage.
Lucy W
Have dealt with now on several occasions and everyone there is extremely professional, attentive and knowledgeable.
Jack G
I can’t recommend Charlie Davis highly enough! From start to finish, he went above and beyond to help me through the mortgage process.
Ben G
Charlie was excellent throughout. Great, consistent communication and very informative, always helping with any questions I had. As a first-time buyer, I thoroughly recommend his service. Thanks Charlie!
Gregory E
Charlie was very helpful with our first home purchase and made it an easy and pleasant experience. Even after moving he was happy to answer any queries we still had. Highly recommend!
Joe D
Fantastic service, Charlie was always happy to help and guided us through the whole process of obtaining our mortgage. Would highly recommend.
Ruary M

FAQs

Here's a few questions we normally get asked

Start by contacting one of our brokers! We’ll help you understand your credit score, explore your options, and guide you on how to get ready for your mortgage application. Think of us as your personal mortgage coach from the get-go!

Reach out to us! Our brokers will help you figure out exactly how much you’ll need for a down payment, plus any extra for closing costs. We’ll also let you know if there are any programs available to help with deposits or lower your costs!

Contact one of our brokers, and we’ll explain the job history requirements for different loan types. Whether you’ve been with your employer for two years or just started a new job, we’ll match you with the best loan options and make the process easy to understand.

Don’t worry – we’ll give you a complete checklist! Our brokers will walk you through the documents you need, from proof of income to bank statements, ensuring you’re fully prepared and organized when you’re ready to apply.

Absolutely! Contact us to get pre-approved – it’s the best way to shop with confidence. Our brokers will help you get pre-approved so you know exactly what you can afford, and sellers will take you seriously when you make an offer.

Good question! Let us explain. Our brokers will help you understand both pre-qualification (where we give you an estimate based on your details) and pre-approval (where we verify your info for a solid loan offer). We’ll guide you every step of the way!

Our brokers will work with you to assess your financial situation and help you figure out exactly how much house you can afford. No surprises – we’ll match your budget with the perfect loan for your needs.

Absolutely! Our brokers are experts at working with different financial situations. We’ll help you understand your debt-to-income ratio and find the best loan options that fit your needs, even if you have existing debt like student loans or credit card balances.

The perfect time is when you’re financially ready – and that’s where we come in! Contact us to discuss your options, and our brokers will help you decide when the timing is right based on market trends and your unique financial situation.

We’re a top notch, no jargon mortgage brokerage based in Cornwall. 

Get In Touch

Opening Hours

  • Monday - Friday:
  • 09:00AM - 5:30PM

The guidance or information contained within the website is subject to the UK regulatory regime and is therefore aimed at consumers in the UK. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. The FCA does not regulate Commercial lending or Commercial Buy to let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage. Secured loans are arranged by introduction only. 

getmortgaged trading as James Miller & Associates is a trading style of James Miller Financial Planning Ltd who are an Appointed Representative of Stonebridge Mortgage Solutions which is Authorised and Regulated by the Financial Conduct Authority (FCA) Firm reference number 454811. This can be verified by visiting The Financial Services Register. James Miller Financial Planning Ltd, The Gallery Barn, Riverside, Perranarworthal, Truro. Tel: 01872 810711. Registered in England & Wales. Registration number: 07242081. To verify our status please visit the FCA register. Our FCA number is 534042. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances.  The maximum will typically be £999 per application.