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Property Finance
Simplified

Forget jargon filled conversations. We’re about good, honest
advice from brokers who you might actually enjoy talking to.

We’re rated 5 stars based by our customers

A refreshing take on
property finance

Forget tedious, jargon filled conversations. We’re about good, honest advice from brokers who you might actually enjoy talking to.

Buying your first home can feel overwhelming. That's where our award-winning, all-in-one savings and mortgage platform comes in. By your side from your first £1 saved until you get your keys, with expertise at every step.

We’re rated 5 stars based by our customers

A refreshing take on
property finance

Forget tedious, jargon filled conversations. We’re about good, honest advice from brokers who you might actually enjoy talking to.

Buying your first home can feel overwhelming. That's where our award-winning, all-in-one savings and mortgage platform comes in. By your side from your first £1 saved until you get your keys, with expertise at every step.

We’re rated 5 stars based by our customers

A refreshing take on property finance

Forget tedious, jargon filled conversations. We’re about good, honest advice from brokers who you might actually enjoy talking to.

Buying your first home can feel overwhelming. That's where our award-winning, all-in-one savings and mortgage platform comes in. By your side from your first £1 saved until you get your keys, with expertise at every step.

We’re rated 5 stars by our customers

A refreshing take on property finance

Forget tedious, jargon filled conversations. We’re about good, honest advice from brokers who you might actually enjoy talking to.

Buying your first home can feel overwhelming. That's where our award-winning, all-in-one savings and mortgage platform comes in. By your side from your first £1 saved until you get your keys, with expertise at every step.

We’re rated 5 stars by our customers

A refreshing take on
property finance

Forget tedious, jargon filled conversations. We’re about good, honest advice from brokers who you might actually enjoy talking to.

Buying your first home can feel overwhelming. That's where our award-winning, all-in-one savings and mortgage platform comes in. By your side from your first £1 saved until you get your keys, with expertise at every step.

We’re rated 5 stars based by our customers

We haven't reinvented
mortgages, we've just improved the process

We got tired with the what we’d seen in the industry.

Jargon filled, robotic brokers making the process of finding a mortgage feel more like an interrogation rather than a chance to get helpful advice and find the best deal available.

A refreshing take on property finance

Forget tedious, jargon filled conversations. We’re about good, honest advice from brokers who you might actually enjoy talking to.

We’re rated 5 stars based by our customers

Personable
brokers

All our brokers are fully qualified, obviously!

Honest, straight
forward approach

We're here to give you the best possible advice

Great customer
service

We've got loads of positive customer reviews

We haven't reinvented mortgages, we've just improved the process

We got tired with the what we’d seen in the industry.

Jargon filled, robotic brokers making the process of finding a mortgage feel more like an interrogation rather than a chance to get helpful advice and find the best deal available.

We haven't reinvented
mortgages, we've just improved the process

We got tired with the what we’d seen in the industry.

Jargon filled, robotic brokers making the process of finding a mortgage feel more like an interrogation rather than a chance to get helpful advice and find the best deal available.

Personable
brokers

All our brokers are fully qualified, obviously!

Honest, straight
forward approach

We're here to give you the best possible advice

Great customer
service

We've got loads of positive customer reviews

Rated 5 stars based on customer reviews

Our mums think we’re great so that’s got a count for something hasn’t it?

Rated 5 stars based on customer reviews

Rated 5 stars based on customer reviews

Property finance for every
step of you journey

Your property, our expertise and an approach that won’t leave you cursing the entire mortgage brokering industry.

First time buyer

New mortgage

Remortgage

Buy to let

Secured loans

Regulated

All our brokers are fully qualified, obviously!

Honest

We're here to give you the best possible advice

Trusted

We've got loads of positive customer reviews

Mortgages for every step of your life

Your property, our expertise and an approach that won’t leave you cursing the entire mortgage brokering industry.

Regulated

All our brokers are fully qualified, obviously!

Honest

We're here to give you the best possible advice

Trusted

We've got loads of positive customer reviews

Solutions for every step of your life

Your property, our expertise and an approach that won’t leave you cursing the entire mortgage brokering industry.

Regulated

All our brokers are fully qualified, obviously!

Honest

We're here to give you the best possible advice

Trusted

We've got loads of positive customer reviews

We think buying & owning a property should be enjoyable even the finance part.

We got tired with the what we’d seen in the industry.

Jargon filled, robotic brokers making the process of finding a mortgage feel more like an interrogation rather than a chance to get helpful advice and find the best deal available.

Personable Brokers

Straight forward approach

Great customer service

Regulated

All our brokers are fully qualified, obviously!

Honest

We're here to give you the best possible advice

Trusted

We've got loads of positive customer reviews

We haven't reinvented mortgages, we've just improved the process.

We think buying a property should be enjoyable, even the finance part

We think buying a property should be enjoyable, even the finance part

Whether you’re buying a house, remortgaging or freeing up equity, we think the old days of using brokers with zero personality, that treat you as just an application form are gone.

We think buying a property should be enjoyable, even the finance part

It’s an exciting time and we want to make it as enjoyable as possible, maybe even unforgettable!

Buying you first home is the cumulation of a lot of hard work, saving and planning, but we know that it can also be stressful & confusing at the same time.

Our approach has always been to make the finance part as easy, stress-free and informed as possible (and finding you the best possible deal on top of this is a given).

We think finding
bridging finance
should be easy & enjoyable

We got tired with the what we’d seen in the industry. Jargon filled, robotic brokers making the process of finding a mortgage feel more like an interrogation rather than a chance to get helpful advice and find the best deal available.

Relatable, reliable, realistic

"don't worry babe I've got the getmortgaged guys on it and they're absolute legends!"

* not a real quote but something we’re sure has been said!

Expert Advice, Tailored Solutions

Expert Advice,
Tailored Solutions

Our advisors are all fully qualified, experienced and all believe in ethos of providing top notch advise and solutions to meet each clients situation. They’ll explain your options without the scripted, jargon filled gumf our industry has become full of.

Our mums think we’re great so that’s got a count for something hasn’t it?

luckily our clients do as well!

We’re rated 5 stars by our customers

Now the important part, let’s talk about us!

We’re just a team from Cornwall trying to make the process of finding a mortgage better for everyone!

Personable Brokers

Straight forward approach

Great customer service

first time buyers

Your first time should be special!

You’ve done the hard part; saving the deposit, finding the house, now it’s our turn.

Over the years our team have become experts in helping first time buyers not only find the right mortgages but helpfully guide them through the process.

You’ve scrolled this far we might as well have a chat!

Yeh Ok, let's talk

I'm looking for more info

You’ve scrolled this far we might as well have a chat!

You’ve scrolled this far we might as well have a chat!

Your property, our expertise and an approach that won’t leave you cursing the entire mortgage brokering industry.

Regulated

All our brokers are fully qualified, obviously!

Honest

We're here to give you the best possible advice

Trusted

We've got loads of positive customer reviews

FAQs

Here's a few questions we normally get asked

Start by contacting one of our brokers! We’ll help you understand your credit score, explore your options, and guide you on how to get ready for your mortgage application. Think of us as your personal mortgage coach from the get-go!

Reach out to us! Our brokers will help you figure out exactly how much you’ll need for a down payment, plus any extra for closing costs. We’ll also let you know if there are any programs available to help with deposits or lower your costs!

Contact one of our brokers, and we’ll explain the job history requirements for different loan types. Whether you’ve been with your employer for two years or just started a new job, we’ll match you with the best loan options and make the process easy to understand.

Don’t worry – we’ll give you a complete checklist! Our brokers will walk you through the documents you need, from proof of income to bank statements, ensuring you’re fully prepared and organized when you’re ready to apply.

Absolutely! Contact us to get pre-approved – it’s the best way to shop with confidence. Our brokers will help you get pre-approved so you know exactly what you can afford, and sellers will take you seriously when you make an offer.

Good question! Let us explain. Our brokers will help you understand both pre-qualification (where we give you an estimate based on your details) and pre-approval (where we verify your info for a solid loan offer). We’ll guide you every step of the way!

Our brokers will work with you to assess your financial situation and help you figure out exactly how much house you can afford. No surprises – we’ll match your budget with the perfect loan for your needs.

Absolutely! Our brokers are experts at working with different financial situations. We’ll help you understand your debt-to-income ratio and find the best loan options that fit your needs, even if you have existing debt like student loans or credit card balances.

The perfect time is when you’re financially ready – and that’s where we come in! Contact us to discuss your options, and our brokers will help you decide when the timing is right based on market trends and your unique financial situation.

We’re a top notch, no jargon mortgage brokerage based in Cornwall. 

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The guidance or information contained within the website is subject to the UK regulatory regime and is therefore aimed at consumers in the UK. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. The FCA does not regulate Commercial lending or Commercial Buy to let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage. Secured loans are arranged by introduction only. 

getmortgaged trading as James Miller & Associates is a trading style of James Miller Financial Planning Ltd who are an Appointed Representative of Stonebridge Mortgage Solutions which is Authorised and Regulated by the Financial Conduct Authority (FCA) Firm reference number 454811. This can be verified by visiting The Financial Services Register. James Miller Financial Planning Ltd, The Gallery Barn, Riverside, Perranarworthal, Truro. Tel: 01872 810711. Registered in England & Wales. Registration number: 07242081. To verify our status please visit the FCA register. Our FCA number is 534042. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances.  The maximum will typically be £999 per application.