Your first time
should be special!
It's an exciting time and we want to make it as enjoyable
as possible, maybe even unforgettable!
We’re rated 5 stars based by our customers
Your first time should be special!
It's an exciting time and we want to make it as enjoyable as possible, maybe even unforgettable!
Rated 5 stars by our customers
Regulated
All our brokers are fully qualified, obviously!
Honest
We're here to give you the best possible advice
Trusted
We've got loads of positive customer reviews
Let's make your first time exciting, informed and memorable.
Buying you first home is the cumulation of a lot of hard work, saving and planning, but we know that it can also be stressful & confusing at the same time.
Our approach has always been to make the finance part as easy, stress-free and informed as possible (and finding you the best possible deal on top of this is a given).
Let's make your first time exciting, informed and memorable.
It’s an exciting time and we want to make it as enjoyable as possible, maybe even unforgettable!
Buying you first home is the cumulation of a lot of hard work, saving and planning, but we know that it can also be stressful & confusing at the same time.
Our approach has always been to make the finance part as easy, stress-free and informed as possible (and finding you the best possible deal on top of this is a given).
Mortgages to match your situation
We got tired with the what we’d seen in the industry. Jargon filled, robotic brokers making the process of finding a mortgage feel more like an interrogation rather than a chance to get helpful advice and the best deal available.
Let's make your
first time exciting, informed and memorable.
It’s an exciting time and we want to make it as
enjoyable as possible, maybe even unforgettable!
Buying you first home is the cumulation of a lot of hard work, saving and planning, but we know that it can also be stressful & confusing at the same time.
Our approach has always been to make the finance part as easy, stress-free and informed as possible (and finding you the best possible deal on top of this is a given).
Our approach
Buying you first home is the cumulation of a lot of hard work, saving and planning, but we know that it can also be stressful & confusing at the same time.
Our approach has always been to make the finance part as easy, stress-free and informed as possible (and finding you the best possible deal on top of this is a given).
"don't worry babe I've got the getmortgaged guys on it and they're absolute legends!"
* this quote may or may not be real…ok fine it’s not real
Our process
It’s an exciting time and we want to make it as enjoyable as possible, maybe even unforgettable!
Our approach
"don't worry babe I've got the getmortgaged guys on it and they're absolute legends!"
* this quote may or may not be real…ok fine it’s not real
Our mums think we’re great so that’s got a count for something hasn’t it?
luckily our clients do as well!
Rated 5 stars based on customer reviews
"Yeh yeh, we've heard the same thing from every other broker" we hear you say.
Well have a read of the below
FCA Regulated
Personable Brokers
Straight forward approach
Loads of happy customers
Loads of happy customers
Loads of happy customers
Personable Brokers
FCA Regulated
Straight forward approach
Loads of happy customers
Personable Brokers
Personable Brokers
You’ve scrolled this far we might as well have a chat!
You’ve scrolled this far we might as well have a chat!
FAQs
Here's a few questions we normally get asked
What’s the first thing I should do before applying for a mortgage?
Start by contacting one of our brokers! We’ll help you understand your credit score, explore your options, and guide you on how to get ready for your mortgage application. Think of us as your personal mortgage coach from the get-go!
How much money do I need to save up before applying for a mortgage?
Reach out to us! Our brokers will help you figure out exactly how much you’ll need for a down payment, plus any extra for closing costs. We’ll also let you know if there are any programs available to help with deposits or lower your costs!
Do I need to have a job for a certain amount of time before applying?
Contact one of our brokers, and we’ll explain the job history requirements for different loan types. Whether you’ve been with your employer for two years or just started a new job, we’ll match you with the best loan options and make the process easy to understand.
What documents do I need to gather before applying?
Don’t worry – we’ll give you a complete checklist! Our brokers will walk you through the documents you need, from proof of income to bank statements, ensuring you’re fully prepared and organized when you’re ready to apply.
Should I get pre-approved for a mortgage before house hunting?
Absolutely! Contact us to get pre-approved – it’s the best way to shop with confidence. Our brokers will help you get pre-approved so you know exactly what you can afford, and sellers will take you seriously when you make an offer.
What’s the difference between pre-approval and pre-qualification?
Good question! Let us explain. Our brokers will help you understand both pre-qualification (where we give you an estimate based on your details) and pre-approval (where we verify your info for a solid loan offer). We’ll guide you every step of the way!
How much can I afford to borrow?
Our brokers will work with you to assess your financial situation and help you figure out exactly how much house you can afford. No surprises – we’ll match your budget with the perfect loan for your needs.
Can I apply for a mortgage if I have debt?
Absolutely! Our brokers are experts at working with different financial situations. We’ll help you understand your debt-to-income ratio and find the best loan options that fit your needs, even if you have existing debt like student loans or credit card balances.
Is there such a thing as the “perfect” time to apply for a mortgage?
The perfect time is when you’re financially ready – and that’s where we come in! Contact us to discuss your options, and our brokers will help you decide when the timing is right based on market trends and your unique financial situation.
We’re a top notch, no jargon mortgage brokerage based in Cornwall.
Get In Touch
- hello@getmortgaged.co.uk
- 01872 218117
Opening Hours
- Monday - Friday:
- 09:00AM - 5:30PM
The guidance or information contained within the website is subject to the UK regulatory regime and is therefore aimed at consumers in the UK. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. The FCA does not regulate Commercial lending or Commercial Buy to let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage. Secured loans are arranged by introduction only.
getmortgaged trading as James Miller & Associates is a trading style of James Miller Financial Planning Ltd who are an Appointed Representative of Stonebridge Mortgage Solutions which is Authorised and Regulated by the Financial Conduct Authority (FCA) Firm reference number 454811. This can be verified by visiting The Financial Services Register. James Miller Financial Planning Ltd, The Gallery Barn, Riverside, Perranarworthal, Truro. Tel: 01872 810711. Registered in England & Wales. Registration number: 07242081. To verify our status please visit the FCA register. Our FCA number is 534042. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. The maximum will typically be £999 per application.